Consumer Loan Officer Vacancy at a Microfinance Firm – Smart Partners Consulting Limited

About the role

Consumer Loan Officer job opportunity is available at Smart Partners Consulting for individuals who possess relevant qualifications.

Job Description

• We are in need of a consumer loan officer to evaluate, authorize approval or deny loan applications for people or for business.
• You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.

Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Experience and qualifications

• Minimum of 2 years Proven working experience as a loan officer in top leading MFB
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment
• BS degree in Finance, Economics or a related field

Application deadline

7th January 2020.

Application details

Interested and qualified candidates should send their CV to: talent@smartpartnersng.com using the “Job Title” as the subject of the mail.