Job details
Credit Analyst Vacancy at PecanTrust Microfinance Bank Limited
The published deadline was 30 April 2020. This page is retained for reference; the original application instructions below are historical.
About the role
Credit Analyst job opportunity is available at PecanTrust Microfinance Bank Limited for individuals who possess Bachelor’s Degree in Finance, Accounting, or other business-related fields.
Responsibilities
- Preparation of the loan officer PAR ratio
- Execution of other task as assigned by the head of the department
- Compute and advise on the repayment amount due or loan paid off amount due upon request
- Reconcile credit files and identify variances and return to LPO for regularization
- Thorough analysis of loan appraisals
- Keep up to date with the bank’s lending protocols and ensuring compliance
- Analyze overdrawn account and making recommendations to the Head of credit for reversal or settlement by the customer
- Prepare and analyse the bank sectorial / industrial participation using models, graphs and ratios considering the regulatory requirement in order to advise and give direction to the bank
- Continuous review of loan accounts to ensure that all income earned are recorded and customersТ accounts correctly and completely credited /debited
- Populate and compute the credit ratios as required by the regulatory bodies on daily basis to determine the bank compliance and adjustments required
- Execution of other task as assigned by the head of the department
Experience and qualifications
- Bachelor’s Degree in Finance, Accounting, or other business-related fields
- Two to four years of work experience in a similar role
- strong proficiency in MS office and general computer use
- Ability to effectively manage competitive deadlines for projects in a high-pressure work environment, with varying degree of supervision
- Strong attention to detail and ability to notice discrepancies in data
- Impeccable understanding of financial statements, ratios and concepts
Application deadline
30th April, 2020.
Application details
Interested an qualified candidates should forward their Cover Letter and CV to: hr@pecantrust.com using the job title as the subject of the mail.
WHO IS PecanTrust Microfinance Bank Limited?
PecanTrust Microfinance Bank Limited is a Central Bank of Nigeria Licensed, for-profit making institution dedicated to supporting early stage, small and medium-sized enterprises ‘SME’, the informal working class and low income families through providing access to finance, entrepreneurship training, a network of mentors and facilitating business partnerships.