Loan Officer Vacancy at Michael Stevens Consulting

About the role

Loan Officer job opportunity is available at Michael Stevens Consulting for individuals who possess relevant qualifications.

Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the extra mile to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines.

Experience and qualifications

• Proven working experience as a loan officer
• Familiarity with computers and banking applications / software
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment
• HND / B.Sc degree in Finance, Economics or a related field.
• Preferably not more than 26 years old.
• 1 – 2 years experience.

Application deadline

28th September, 2020.

Application details

Interested and qualified candidates should send their CV to: recruitment.ph@michaelstevens-consulting.com using the “Job Title” as the subject of the email.

WHO IS Michael Stevens Consulting?

Michael Stevens Consulting – Since its founding in 1991, Michael Stevens Consulting has grown to become a leading provider of high value Human Resources, Recruitment, Learning & Development, Outsourcing and Business Advisory solutions to multinationals, local corporate organizations, governments and multilateral organizations. Our depth of our expertise, defined by carefully selected pool of multi-disciplinary consultants, ensures that we continue to be the firm of choice to our growing list of discerning clientele.

We currently operate from 3 states in Nigeria (Lagos, Ogun and Rivers) and Accra in Ghana while plans are underway to open offices in the Gambia, Sierra Leone and Liberia.