Job details
Senior Credit Underwriting Executive Vacancy at the Concept Group
The published deadline was 20 September 2021. This page is retained for reference; the original application instructions below are historical.
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Position title: Senior Credit Underwriting Executive. Location: Lagos State.About the role
Senior Credit Underwriting Executive job opportunity is available at Concept Group for individuals who possess relevant qualifications.
Overview
- The Senior Credit Underwriting Executive is largely responsible for interpreting and implementing guidelines for the underwriting team.
- He/she regularly carry out risk assessments for various individuals and groups, by using various risk assessment tools, assesses the risk posed by a client or clients’ requests to the company in order to minimize, mitigate, or totally prevent unnecessary costs for the company and/or expose it to high risks.
Responsibilities
- Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.
- Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation, and recovery when assigned by HOD.
- Reviewing applications for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
- To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
- Ensures turn-around time for each transaction is minimized to the barest minimum.
- Ensures the creditworthiness of each transaction especially those above the level of junior underwriters by preparing, reviewing, and analyzing risk criteria of potential customers.
- Reviewing applications for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
Experience and qualifications
- B.Sc qualification in any Risk or Finance related course.
- Required Qualification: BA / BSc / HND, MBA / MSc / MA
- A minimum of 7 years progressive experience in Underwriting.
Skills and Requirements:
- Exceptional organizational skills.
- Excellent numeracy savvy.
- Great creative, visionary, and critical thinking skills.
Application deadline
20th September, 2021.
Application details
Interested and qualified candidates should send their CV to: careers@conceptgroup-ng.com using the Job Title as the subject of the e-mail.
WHO IS Concept Group?
The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services – Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova – Bespoke Enterprise IT Solutions Company,Percy Aitkins – Bureau De Change.
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