Job details
Credit and Risk Officer at Mkobo Microfinance Bank – Lagos
Mkobo Microfinance Bank is recruiting a full-time Credit and Risk Officer in Lagos to identify, assess and monitor credit and operational risks while supporting effective internal controls, fraud prevention and regulatory compliance.
Credit, enterprise and operational risk
- Monitor emerging credit, market and operational risks and recommend suitable procedures and controls.
- Review individual credit requests, approvals and documentation against established policy and exposure limits.
- Analyse overdue accounts, identify causes of delinquency and track appropriate risk-mitigation actions.
- Conduct stress tests and scenario analysis on the credit portfolio and advise management.
- Train and support colleagues in risk awareness, regulatory compliance and established policies.
- Report significant breaches, risk exposures and corrective recommendations to senior management and the board.
Requirements
- Bachelor’s degree in Accounting, Finance, Economics or a related discipline.
- Three to four years of relevant experience, including at least two years in a similar role within a microfinance bank or financial institution.
- Understanding of credit risk, portfolio monitoring, and emerging methods such as alternative or social credit scoring and data analytics.
How to apply
Complete the online application through the vacancy application website.
Application deadline:
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About the employer
MKOBO is a Central Bank of Nigeria-licensed microfinance bank operating in Lagos. It aims to improve financial inclusion by offering short-term unsecured emergency credit to consumers, including those underserved by commercial banks.
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