Field Credit Officer at Moniepoint Incorporated – Imo

Moniepoint Incorporated is hiring an outsourced Field Credit Officer in Imo State to onboard businesses, analyse loan applications, support account activity and maintain a healthy credit portfolio.

Responsibilities

• Onboard viable enterprises in the territory and help customers use their Moniepoint business accounts effectively.
• Analyse credit applications against borrower capacity, character, capital and other available risk information.
• Conduct visits to business locations to assess stock, records and turnover before recommending credit decisions.
• Approve or decline requests after reviewing available information and make recommendations through the lending cycle.
• Manage portfolio targets and profitability while monitoring loan performance and repayments.
• Engage customers and address credit-related tasks assigned by the Regional Credit Manager.

Requirements

• OND or higher qualification in a business discipline.
• At least two years of experience selling credit products within a financial institution.
• Practical credit risk analysis skills and awareness of portfolio performance.
• Good financial analysis knowledge is advantageous, alongside communication, attention to detail and analytical ability.