Microfinance Officer via Fort Knox Outsourcing – Mile 2, Lagos

A microfinance employer is recruiting a full-time Microfinance Officer in Mile 2, Lagos, through Fort Knox Outsourcing. The role combines field-based acquisition of borrowers with credit evaluation, portfolio monitoring and loan recovery.

Responsibilities

• Identify and onboard micro, small and medium-sized business customers through market visits and community outreach.
• Explain lending, savings and micro-insurance products and meet assigned acquisition, deposit and disbursement targets.
• Interview borrowers, visit business sites and assess cash flows, income, inventory and creditworthiness.
• Check KYC records, guarantor and collateral information, and present appraisal documents to the Credit Committee.
• Monitor loan utilisation and repayments, intervene early on arrears and support authorised recovery or restructuring.
• Maintain accurate client records in core banking systems, observe relevant credit rules and report performance to branch management.

Requirements

• Bachelor’s degree or HND in Finance, Accounting, Economics, Business Administration or a similar field; an OND with strong relevant field experience may also be considered.
• One to three years in microfinance, banking sales, cooperative credit or field-based financial or FMCG sales.
• Understanding of credit assessment, cash-flow analysis, Excel and core banking applications.
• Sound communication, negotiation and relationship skills, integrity and willingness to work extensively in markets and communities.
• Fluency in English and the language or languages of the assigned territory.

Performance expectations

The employer measures disbursements, customer growth, deposit mobilisation, repayments and portfolio-at-risk performance.

Salary

₦175,000 per month.