Software Engineer – Lending at FairMoney Microfinance Bank – Abuja and Lagos

FairMoney is recruiting two intermediate Software Engineers for its lending products in Abuja and Lagos, with remote and in-office flexibility. Engineers design and maintain reliable backend systems for financial services.

Responsibilities

• Develop, test, debug and maintain scalable backend services using Golang, Ruby on Rails or similar systems.
• Design well-documented, secure and efficient APIs and integrate backend services with internal and external platforms.
• Manage PostgreSQL and MySQL relational schemas, optimise SQL and maintain data integrity.
• Write unit and integration tests, contribute to automated testing and participate in code reviews.
• Use AI-assisted development tools where appropriate to support code quality and debugging.
• Collaborate with product, engineering and data teams on technical decisions and take ownership from development to deployment.

Requirements

• Four to five years’ experience in professional backend software engineering.
• Practical experience with Golang and/or Ruby on Rails, relational databases and secure API development.
• Software-testing discipline, Git and modern development workflows.
• Understanding of algorithms, data structures, maintainable code and scalable architecture.
• Strong debugging, collaboration and problem-solving skills.
• Experience in lending, payments, fintech or AI-assisted development is an advantage.

Benefits

• Competitive pay
• Paid annual leave
• Remote and in-office flexibility
• Opportunity to work with an international team