Payroll Lending Manager – Public Sector at Strivo Labs – Ikeja, Lagos

Strivo Labs is recruiting a Payroll Lending Manager – Public Sector in Ikeja, Lagos. The manager will expand government and employer lending partnerships while safeguarding portfolio quality, payroll deductions, remittances and regulatory compliance.

Key responsibilities

• Build and manage partnerships with government ministries, departments and agencies (MDAs), payroll administrators, employers and other organisations for salary-deduction lending.
• Drive loan origination, disbursement and portfolio growth within agreed targets and risk limits.
• Improve lending and underwriting criteria based on employee eligibility, salary reliability, deduction limits, tenure and retirement exposure.
• Coordinate employment verification, consent, deductions and remittances with payroll platforms and employer HR teams.
• Resolve failed or partial remittances and manage repayment arrangements when payroll deductions cease.
• Monitor portfolio-at-risk, non-performing loans, employer risk, government policy changes and collection performance.
• Coordinate recovery and remedial action with Credit, Risk, Legal, Compliance and Collections colleagues.
• Develop relationships with public-sector officials, pension administrators and treasury stakeholders.
• Prepare reports on disbursements, portfolio growth, remittances, approvals, arrears, partnerships and risk trends.
• Improve loan-processing efficiency and travel across Nigeria to support partnership and portfolio activities.

Qualifications and experience

• Bachelor’s degree in Finance, Economics, Business Administration or a related discipline.
• Six to ten years of consumer or retail lending experience, including public-sector payroll or check-off lending.
• Track record in lending portfolio management, credit underwriting, growth and risk monitoring.
• Strong understanding of payroll deductions, remittances, employer partnerships and Nigerian public-sector stakeholders.
• Experience with loan-management systems, portfolio analytics and management reporting.
• Relationships with IPPIS, SIFMIS, state payroll systems or MDA payroll teams are preferred.
• Experience in fintech, digital credit or consumer lending is an advantage.
• Certifications such as CIBN, RIMAN or ICAN, or related credit and risk qualifications, are advantageous.
• Strong negotiation, leadership, judgement, communication and stakeholder-management skills.
• Willingness to travel extensively within Nigeria.

Net pay

• ₦700,000–₦900,000 net, with additional growth potential.