Senior Data Scientist (Credit) at Moniepoint Incorporated – Remote, Nigeria

Moniepoint Incorporated is recruiting a Senior Data Scientist (Credit) for a remote position in Nigeria. The role supports consumer lending decisions by developing models and experiments that improve credit assessment, pricing, collections and customer retention.

Key responsibilities

• Build and deploy models for credit scoring, affordability, customer behaviour, underwriting, pricing and collections.
• Design experiments to improve approval decisions, portfolio loss rates and profitability.
• Work with product teams to integrate credit decision logic into real-time systems.
• Maintain data quality and support compliant, ethical use of decision models.
• Equip product teams with practical approaches to experimentation and data-driven decision-making.
• Apply modelling techniques to collections outcomes, customer churn and retention.

Requirements

• A degree or relevant qualifications in Statistics, Mathematics, Engineering or a related quantitative discipline.
• At least five years of experience in data science, decision science or financial-services risk analytics.
• Practical knowledge of credit risk, consumer lending and the associated regulatory considerations.
• Proficiency in SQL and Python or R.
• Experience with A/B testing, machine learning, collections modelling and churn analysis.
• Ability to explain complex findings to business teams and work effectively across functions.

Benefits and development

The package includes salary, pension, health insurance and monthly bonuses. The working environment includes knowledge-sharing, training and regular technical discussions.