Product Auditor at Moniepoint Incorporated – Remote (Nigeria)

Moniepoint Incorporated is seeking a remote Product Auditor open to applicants across Nigeria. The role independently assesses controls across payment, wallet, settlement, switch and related products, evaluating product risk and control maturity before releases and throughout live operations.

Key responsibilities

• Maintain the Product Audit Universe and risk-ranked annual audit plan, adjusting coverage for product complexity, regulatory exposure and release activity.
• Review product requirement documents, business rules and transaction workflows for control gaps, exception handling and maker-checker authorisations.
• Serve as an independent go-live control gate for significant releases; confirm reconciliations, fallback mechanisms and exception queues, and escalate high-risk deficiencies.
• Analyse payment fees, commissions, VAT, discounts, splits, refunds, reversals and chargebacks with SQL to confirm calculation accuracy and transaction integrity.
• Trace wallet sub-ledgers through the general ledger, investigate reconciliation breaks and examine manual settlement override controls.
• Audit fee tables, routing, transaction limits and master-data changes for approval, access control, version history and unauthorised modifications.
• Assess vendor-managed product components, service-level commitments, concentration exposures and third-party API or settlement changes.
• Advise product and engineering teams during design reviews while preserving audit independence.
• Lead incident root-cause reviews, evaluate corrective measures and monitor closure of audit findings.
• Assess alignment with Central Bank of Nigeria payment rules, PCI DSS, Nigerian privacy requirements and consumer protection obligations.
• Deliver risk-rated reports to management and the Audit Committee, maintain the Product Risk Register and provide quarterly control-maturity updates.

Qualifications and experience

• Bachelor’s degree in Computer Science, Engineering, Mathematics, Finance or a related quantitative field.
• Three to five years or more in product audit, systems audit, financial data analytics or payment operations in fintech or financial services.
• CISA, CIA or CFE is preferred; ACA or ACCA may be accepted alongside substantial technical product and analytics experience.
• Practical familiarity with payment product architecture, digital wallets and regulated payment flows in Nigeria or a comparable market.

Technical and professional skills

• Advanced SQL (PostgreSQL, MySQL or MSSQL), transaction analysis, ledger reconciliation and payment lifecycle knowledge.
• Understanding of card processing, direct debit, APIs, integrations, product requirement documents, control flowcharts and financial calculations.
• Risk-based auditing under IIA and COSO approaches, control evaluation, anomaly detection, root-cause analysis and regulatory awareness.
• Strong professional scepticism, independence, stakeholder engagement and risk-rated report writing; advanced Excel or Google Sheets and familiarity with AI tools, including Claude.

Benefits

• People-focused workplace culture with emphasis on employee wellbeing.
• Training, knowledge-sharing and professional development opportunities.
• Attractive compensation, pension, health insurance, annual bonus and other employee benefits.