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Credit and Recovery Team Lead at an Undisclosed Consumer Finance Organisation – Port Harcourt

An undisclosed consumer finance organisation is recruiting a Credit and Recovery Team Lead in Port Harcourt, Rivers State, to lead collections teams and help improve repayment performance.

Key responsibilities

  • Lead recovery officers, coach team members and monitor performance against collection targets.
  • Design recovery plans for overdue loans and prioritise accounts according to value, delinquency and repayment prospects.
  • Allocate recovery accounts and supervise customer follow-up by phone, approved field visits and other channels.
  • Record customer interactions, promises to pay, amounts recovered and outstanding balances accurately.
  • Escalate high-risk accounts and unresolved repayment commitments to management.
  • Analyse portfolio delinquency, recommend process improvements and coordinate with Credit and Sales teams.
  • Prepare daily, weekly and monthly performance reports and maintain sound reconciliation and record-keeping practices.
  • Ensure compliance with internal policies and relevant regulations.

Requirements

  • Bachelor’s degree in a relevant discipline.
  • At least four years’ experience in loan recovery or collections, including two years supervising staff in financial services.
  • Experience managing delinquent portfolios and achieving recovery targets.
  • Strong negotiation, customer relationship, leadership, analytical and problem-solving skills.
  • Proficiency in Microsoft Office and relevant business software.
  • Professional integrity and willingness to accompany recovery teams on field visits.

How to apply

Email your CV, using Credit and Recovery Team Lead as the exact subject.

Email your application to elevatedhrrecruitment@gmail.com.

Application deadline:

Check the employer and application instructions before sharing personal information.

About the hiring company

The hiring organisation provides consumer finance and simple lending solutions to SMEs and individuals. It uses technology and customer-focused approaches to support borrowers and deliver finance services.

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