Credit Officer at SOBIC and Company – Multiple locations across nine Nigerian states

SOBIC and Company is recruiting full-time Credit Officers across Oyo, Osun, Ondo, Kwara, Lagos, Ogun, Edo, Ekiti and Kogi states. Officers will identify borrowers, assess credit applications, verify customer information, monitor loan repayments and manage credit portfolios.

Work locations

Oyo: Ibadan, Okeho, Saki, Igbeti and Ogbomoso. Osun: Ijebu-Jesha, Ipetu-Jesha, Ife, Olode, Ipetumodu, Modakeke, Apomu and Iwo. Ondo: Akure, Ore and Ondo. Kwara: Jebba. Lagos: Lagos. Ogun: Ijebu-Ode. Edo: Edo. Ekiti: Ekiti. Kogi: Kogi.

Responsibilities

• Identify, attract and register qualified customers for the organisation’s loan products.
• Collect, review and document customer loan applications.
• Assess applicants’ financial capacity, business activities, credit history and ability to repay loans.
• Visit customers’ businesses and homes to verify details in their applications.
• Monitor approved loan disbursement in line with institutional policies.
• Track repayment schedules, follow up on overdue accounts and support recovery of outstanding loans.
• Review the assigned loan portfolio to limit delinquency and portfolio at risk.
• Maintain relationships with customers, resolve enquiries and explain loan terms and repayment obligations.
• Ensure credit work complies with company procedures and applicable regulatory requirements.
• Maintain accurate loan and customer records and submit reports to supervisors.

Salary

₦100,000–₦120,000 per month.